Well-protected for your Magnit assignments

 

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Always go to your assignments, with the right insurance coverage.

During your assignments through Magnit, you can get proper insurance with Alicia for business liability and professional liability.

Opt for business liability per hour worked through Magnit. We’re here to explain what business liability insurance entails.

About business liability

Protects you if you're held liable for damage to another person's or your client's belongings, or someone getting injured. Here is a brief overview of what is and isn't covered. You can find the full overview in the terms and conditions.

  • Damages to people
  • Damages to other people's belongings
  • Damage to other people's belongings you work with ('supervision')
  • Your own belongings
  • Damages to or caused with motor vehicles
  • Intentional damages

Insured sum for business liability

For damage to persons or other people’s belongings, the insured amount is €2,500,000 per claim, with a maximum of €10,000,000 per year for all certificate holders combined.
The excess is €500.00 for damage to belongings, per claim.

Want to know more details? Read the the general terms & conditions (NL) and the specific terms (NL) for business liability.

About professional indemnity

Helps you if your client suffers financial loss because you made a professional error, such as wrong advice or miscalculation. Here is a brief overview of what is and what is not covered. You can find the full overview in the terms and conditions.

  • Damages due to a professional mistake, such as a miscalculation or incorrect advice
  • Damage caused by a trainee or temporary worker
  • Help and costs if you're found liable
  • Investment advice and asset management
  • Violation of intellectual property rights
  • Intent
  • Fraud and other offences

Insured sum for professional indemnity

For professional errors, the insured amount is €1,500,000 per claim, with a maximum of €5,000,000 per year for all certificate holders combined.

The excess is €2,500 per claim.

Want to know all the details? Read the general terms & conditions and the specific terms for your industry:

Lists don’t speak to the imagination much.
Here are some examples of situations that are and are not covered.

Example 1

You are working in a client’s office one day. You are talking and lean against a shelving unit. It falls over, on top of the printer. The printer is broken, and you are left with the cost.
Covered: Other people’s belongings

Example 2

You helped a client with a new marketing campaign. Everyone was enthusiastic, but it turns out the public is not. Your client suffers reputational damage and loses profits.
Gedekt: Professional error

Example 3

You have an assignment as an HR manager, and have had to handle someone’s resignation. Due to a miscalculation, the person has now received much more money than intended.
Gedekt: Rekenfout

Do you have a claim to report?

Then contact us and we will get to work.

You can reach us by emailing [email protected], or calling +31 85 000 4100. We are available on weekdays from 09:00 to 17:00.

Frequently asked questions

How can I get business liability coverage?

Are you not insured yet, or would you like to take advantage of business liability per hour? During your screening at Magnit, you will be asked about your current insurance coverage. There, you can take out this insurance for during your Magnit assignments.

What about the cost of my insurance?

You pay for your insurance per worked hour via Magnit. Magnit automatically collects the fees.

Where should I report damages?

Neem dan contact met ons op, dan gaan we voor je aan de slag.

You can reach us by emailing [email protected], or calling +31 85 000 4100. We are available on weekdays from 09:00 to 17:00.

Who is Alicia?

Alicia is an insurtech (a digital insurer) with a mission. This is because too many freelancers go to work uninsured. Alicia solves this problem by creating suitable, flexible insurance policies that you can take out super fast.

Alicia — Insurance for the Independent.

About Alicia

We think about work very differently today from previous generations. An increasing number of people are now taking matters into their own hands – becoming freelancers. But while the number of freelancers is growing, the insurance rate is actually decreasing. So many freelancers go to work uninsured. And that is a big problem.

That’s why Alicia makes insurance that self-employed professionals really need, offered when they need it, in the places where they already are.

Contact

Have questions or a claim to report? We’re happy to help.

Our phone number:  +31 85 000 4100
Our e-mail address: [email protected]

Available Monday to Friday from 09:00 to 17:00