Covered
Example 1
You lean against a shelving unit that falls onto a printer. The printer is broken. Covered: other people's belongings.
Magnit
Well-protected for your Magnit assignments
During your assignments through Magnit, you can get insurance with Alicia for business liability and professional indemnity. Opt for business liability per hour worked through Magnit.
Business liability
Protects you if you're held liable for damage to another person's or your client's belongings, or someone getting injured. Full overview in the terms and conditions.
Wel gedekt
- Damages to people
- Damages to other people's belongings
- Damage to other people's belongings you work with ('supervision')
Niet gedekt
- Your own belongings
- Damages to or caused with motor vehicles
- Intentional damages
For damage to persons or other people's belongings: €2,500,000 per claim, maximum €10,000,000 per year for all certificate holders combined.
The excess is €500.00 for damage to belongings, per claim.
Examples
Professional indemnity
Helps you if your client suffers financial loss because you made a professional error, such as wrong advice or a miscalculation. Full overview in the terms and conditions.
Wel gedekt
- Damages due to a professional mistake, such as a miscalculation or incorrect advice
- Damage caused by a trainee or temporary worker
- Help and costs if you're found liable
Niet gedekt
- Investment advice and asset management
- Violation of intellectual property rights
- Intent
- Fraud and other offences
For professional errors: €1,500,000 per claim, maximum €5,000,000 per year for all certificate holders combined.
For technical professions: if you use Magnit’s current model agreement, you are not obliged to use the RVOI-2001, DNR-2005 or DNR-2011 conditions with your clients, as mentioned in article 3 of the AICB21.3.4.4.2 certificate conditions.
For technical professions: the term in article 2.3 of the certificate conditions AICB21.3.4.4.2 is a maximum of 5 years instead of a maximum of 1 year.
The excess is €2,500 per claim.
Examples
Covered
Example 2
You helped with a marketing campaign that the public rejects. Your client suffers reputational damage and loses profits. Covered: professional error.
Covered
Example 3
As an HR manager you miscalculate a resignation payout; the person receives too much. Covered: miscalculation.
FAQ
How can I get business liability coverage?
During your screening at Magnit, you will be asked about your current insurance coverage. There, you can take out this insurance for your Magnit assignments.
What about the cost of my insurance?
You pay for your insurance per worked hour via Magnit. Magnit automatically collects the fees.
Where should I report damages?
Email magnit@alicia.insure or call +31 85 000 4100. Available on weekdays from 09:00 to 17:00.
Who is Alicia?
Alicia is an insurtech (a digital insurer) with a mission. Too many freelancers go to work uninsured. Alicia creates suitable, flexible insurance policies that you can take out quickly.
Report a claim
Report a claim
Available on weekdays from 09:00 to 17:00.
Contact
+31 85 000 4100
magnit@alicia.insure
Available Monday to Friday from 09:00 to 17:00
About Alicia
We think about work differently from previous generations. More people become freelancers, while insurance coverage drops - many work uninsured. That is a problem.
Alicia makes insurance that self-employed professionals need: when they need it, where they already are.